5C

Most of us in Gen X (born before 1976) would have strived for the 5Cs - Card, Car, Cash, Career, Condo. I would not say that I am there but after more than 15 years of working, I have a number of cards (those with free waivers), car (can only afford a korean brand), cash (~6 months of pay for emergencies), career (a stable job but not fulfilling as yet) ....I have one more C to go and thatz condo. When I was much younger, I wish that I can stay in a condo where there is a swimming pool and a gym. That way, I can take a dip or exercise 'conveniently'. [I actually make it a point to go to the gyms wherever I am abroad on holidays.] Property prices are skyrocketing now...so, have to wait ...meanwhile, need to save (and invest) with a little hope to own a condo...but certainly I am mindful that I should try to be debt-free by 60 ...and not like some who had to slave even in the old age just to pay off the debts. My current HDB house should be fully paid for in 2-3 years' time.